Already retired

If you have already retired you will know that life doesn’t slow down. In fact, you’ll probably be busier than ever!

However, financial planning needs to be taken as seriously in retirement as it was when you were working. Possible inheritances aside, the money you have now needs to last the rest of your life, while most of our clients also want to maximise the amount they leave behind when they are no longer here.

Living for today, while keeping an eye on tomorrow, and catering for your loved ones when you have gone, is a difficult balance to strike.

That’s where we come in.

If you decide to work with us, we will:

  • Listen to your current financial worries and put in place a suitable solution
  • Look to the future; is the income you are taking from your pensions, investments and savings sustainable for the rest of your life?
  • Consider whether you could sensibly take more income and improve your standard of living
  • Help you understand your existing pensions, investments and savings and recommend any changes which might mean they are held more efficiently
  • Consider how you can improve the return you are getting from savings
  • Help you understand your existing investments and consider any improvements which could be made to improve how they are currently managed
  • Look at how the new Pension Freedom rules can be used to your advantage
  • Explain how, in certain circumstances, you can leave your pensions to younger generations without the payment of Inheritance Tax
  • Help you plan your estate so the maximum possible amount is left to your loved ones, with as little as possible paid in Inheritance Tax
  • Ensure you understand the cost of care, if it is ever needed, and look at ways to reduce the impact it would have on your assets and the amount you can leave after you have died
  • If appropriate, consider how you can provide financial help to younger generations in your family, while you are still alive, and without impacting on your lifestyle

We are just a call or an email away

Every one of our clients has their own very individual needs, objectives and beliefs. Therefore, every financial plan we create is therefore unique.

If you are concerned about any of the things we’ve mentioned, or just feel that you could be doing more with your money, we are here to help.

Call us on 0115 969 3400, email samantha.brown@calexander.co.uk or complete the form on this page and we will call you back.

Request a callback

If it’s time for you to take retirement planning seriously and you would like our help, please call us on 0115 969 3400 or complete the contact form below and we will call you back

Please note:

The value of your investment can go down as well as up and you may not get back the full amount invested.

Levels and bases of and reliefs from taxation are subject to change and their value depends on the individual circumstances of the investor.

Accessing pension benefits early may impact on levels of retirement income and is not suitable for everyone. You should seek advice to understand your options at retirement.

Around 12 years ago my wife and I decided to explore the options of consolidating a number of investments we had in order to prepare an overall retirement fund. This included a deferred money purchase retirement plan from a previous employer and private pension plans.

We did plenty of homework and had some preliminary discussions with several financial planners. Most had a specific model, which they tried to fit our needs around. C Alexander’s approach was, by comparison, like a breath of fresh air. They were far more flexible and spent a lot of time discussing what our future plans and needs might be. We both felt very confident asking them to guide us through our options and make decisions on a plan.

We have followed that plan with regular reviews and eventually retired completely a couple of years ago. I can honestly say that we are in a far stronger financial position than we might have been had we not worked together with Sam and followed her clear guidance along the way. We both look forward to continuing that relationship.

Mike and Kath Stanley, Retired Management Consultant

Nottinghamshire

Running a busy Catering and Events company and travelling a great deal I find that looking after my own investments is something that always gets pushed to the bottom of the pile. It takes thorough and extensive research to make the right financial decisions. Lack of time and the correct expertise means you need the right company for the job.

C. Alexander Financial Planning have years of this expertise and the in-depth knowledge of how personal financial products work.

They understand my financial life and adapt investments to suit in the most tax efficient way that work for me.

Marilyn Newman, Company Chairman

London

I belong to the vast antediluvian majority that, barely able to add two and two, feel like pariahs in the financial world where regulations, seemingly written in hieroglyphics, need an Aladdin’s lamp for their decipherment. Good fortune has granted me such a lamp: the magical firm of C. Alexander Financial Planning. Thus, over many years, whenever I faced a financial mystery – too often, I must confess – I was immediately swathed by them, with judicious advice based on exceptional vision, insight and expertise. I should also state, emotionally as I tend to be, that C Alexander have not only empowered me to prosper but also provided that rare blessing which, transcending professional matters, suffuses me with a profound friendship comparable only to the bonds that exist in a blissful family.

Musa Moris Fahri, MBE, FRSL Author

Hove, East Sussex